Need Debt Help? Contact the Debt Helpline for free advice...

When you’ve got debt problems you need the right advice and here at the Debt Helpline we specialise in helping people like you, people who for a variety of reasons have found themselves with debt problems.

The first stage is to recognise you’ve got a problem and the very fact you’ve undertaken some research and found the Debt Helpline, suggests that you are well on your way.

Although being in debt is daunting, there are a number of debt solutions available to you when you are having debt problems and the sooner you do something to solve your debt problems the better.

Here at Debt Helpline we offer free advice and if you wish can arrange all of the main debt solutions.

Debt Management Plans from the Debt Helpline

If a debt consolidation loan is not right for you, a debt management plan could be the answer.

A debt management plan enables you to consolidate all your unsecured debts into one affordable monthly payment, without taking out further loans.

Debt management plans are suitable for people with unsecured debts of up to £15,000. You simply make one monthly payment to us and we make payments on your behalf to all of your creditors.

This monthly payment is set at a realistic cost to you, one which you can afford after reasonable living expenses.

There is also no need to worry about letters or calls from your creditors, as we take care of all communication with your creditors for you.

When we set up your debt management plan we negotiate with your creditors to reduce or freeze any interest or charges on your debts, although of course this cannot be guaranteed.

IVAs from the Debt Helpline

If you are have debt over £12,000 then get in touch with DebtHelpline.org as you may be suitable for an IVA.

An IVA (otherwise known as an individual voluntary arrangement) could help you to avoid bankruptcy. It is a formal agreement between the debtor and their creditor and, providing that you maintain your monthly payments, your creditors cannot take any further legal action against you.

An IVA typically lasts for 60 months and, if you keep to the repayment schedule which was agreed, your remaining debts will be written off and your assets are protected.

Call the Debt Helpline for Free Help & Advice

So, whatever financial difficulties you find yourself in, call the Debt Helpline Free today on 0800 0481 778. We’ll give you free, impartial advice as to which debt solution is right for you and then, if you wish, make all the necessary arrangements.