Alternatives to Bankruptcy
The Debt Helpline can advise
you on a number of bankruptcy alternatives. To speak to our
specialist bankruptcy team, contact Debt Helpline free on {Phone
Number}.
Bankruptcy Alternatives from Debt Helpline
If you are struggling with debts but feel as though declaring bankruptcy is not right for you there are alternatives to bankruptcy for you to consider. The Debt Helpline can advise you on a number of alternative solutions, including:
- Debt Management Plan - Best suited to those with lower level debts. We arrange for you to make a reduced monthly payment to your creditors.
- IVA
- Best suited to those with debts over £12,000. An IVA is a legally
binding contract which typically allows you to make payments for a
period of 60 months, after which you will become debt free.
- Trust Deed
- The Scottish alternative to an IVA. Unaffordable debt is still
written off and you pay back a monthly payment over an average of 36
months.
The above are all potential
alternatives to bankruptcy,
but it is always advisable to talk with someone first so you are fully
aware of all your options. Contact Debt Helpline today on {Phone
Number}.