Debt Helpline

If you are struggling with your debts it is important that you seek expert advice as soon as possible. No matter how overwhelming your debt feels like there is still a debt solution for you.

Debt Helpline can offer you a range of debt solutions which are tailor made to suit your circumstances. Our debt solutions include:

• IVA - Individual Voluntary Arrangement
• Debt Management Plans
• Trust Deeds
• Consolidation Loans
• Remortgages

Find your debt solution with the help of our online Debt Helpline Test, which will show you what potential options are available. 

Ethical Advice from the Debt Helpline 

Our advisors are fully trained in all aspects of debt help. We will take full details of your finances and would never offer you a debt solution which is not right for you. Remember, just because it has worked for someone else does not mean that it is the right solution for you.

Please contact our Debt Helpline advisors on 0808 131 9113 for free advice and information about your debts.

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)