If you are keen to start the IVA process then it is important that you get in touch with the right people! Call the Debt Helpline free today or fill in the online form, so we can help you to begin your debt free future.
![]() | You make initial contact with us
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![]() | You send signed "Fact Finder" pack back to us incorporating supporting documentation.
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![]() | We draft your IVA proposal based on your unique information, and issue it to you.
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![]() | You sign the IVA proposal and send it back to us. Your IVA proposal will be submitted to your creditors who will hold a meeting to vote on accepting or rejecting your proposal. Normally, your Insolvency Practitioner will represent you, acting as Chairman, to propose your IVA. Of those creditors who vote, if 75% (in terms of debt value) accept the proposal your IVA is approved.
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![]() | When your IVA proposal has been agreed, and you can begin to make payments so you are on the road to clearing your debt. All you need to do now is to make sure that you keep up to date with your IVA payments as well as any essential debts which will not be covered, such as your mortgage.
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![]() | Congratulations!
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If this sounds like the perfect option or you would just like some more information on how an IVA can help you, please fill in our Quick Enquiry form or call the Debt Helpline on free phone 0800 0481 778.